Financial Services and Products

Customized Investment Planning

Step 1:

We understand your Risk Profile by carrying out an in-depth profiling exercise.

Step 2:

Based on your risk profile, financial goals, and investment horizon, a suitable asset allocation plan is suggested to you.

Step 3:

From our wide range of investment options, we recommend investing in various asset classes like Debt, Equity, and Alternate Assets based on suggested asset allocation.

Step 4:

We monitor your investments and regularly update you on their performance and how it impacts your asset allocation.

Step 5:

As your financial goals change over a period of time, we review your investment plan keeping your needs in mind.

This five-stage process is backed by in-depth research on different asset classes and a wide range of investment products

All investing involves risk, including the possibility of loss of principal.

Retirement Income Planning

We help you create a clear, actionable roadmap in planning your retirement.

To help ensure you continue to achieve your goals in the next stage of your life, our personalized approach to retirement planning incorporates

  • Income distribution planning
  • Investment management strategies
  • Social Security filing options analysis and education
  • Health care planning
  • Long-term care planning
  • Estate planning and risk management

We are not authorized to give tax or legal advice. Individuals are encouraged to seek advice from their own tax or legal counsel. Individuals involved in the estate planning process should work with an estate planning team, including their own personal legal or tax counsel.


We help you create a clear, actionable roadmap in planning your retirement.

    • We conduct comprehensive insurance policy reviews and evaluations.
    • Drawing on a broad selection of insurance products, we offer retirement planning designed to::

    – provide liquidity for an estate tax need.

    – help pay ongoing business expenses

    – help replace a portion of lost income due to death or disability, and in the event of other unforeseen circumstances.

    • Insurance products include Life Insurance, Disability Insurance, Long Term Care Insurance, and Annuities.

    Education Planning

    We offer education funding planning to help ensure the success of the next generation of your family.

    Services include:

    • Identifying national education opportunities available to your children
    • Helping you utilize a 529 plan for K-12 tuition to fully benefit from various tax-saving strategies
    • Integrating student loans, government loans and scholarships into the financial planning process
    • FAFSA®documents and scholarship application assistance

    Cash Flow Management

    • We examine your current assets and liabilities, along with your income and expenses, to assess your ability to accomplish your goals.
    • Proper planning requires more than a snapshot, so we also consider how income and expenses will change over time, factoring in large changes such as inheritances and major one-time expenses, along with inevitable salary changes and taxes.

    Executive Compensation

    We help you understand your total economic package, and, if needed, we can help you develop executive compensation strategies.

    We provide detailed advice on executive compensation including:

    • Employee stock options
    • Deferred compensation
    • Restricted stock options
    • Key man benefits
    • Bonus compensation

    Business Financial Services

    We provide comprehensive business financial services consulting.

    Services include:

    • Executive compensation consulting
    • Key employee planning
    • Tax optimization strategies
    • Business succession planning
    • Employee benefit planning
    • Retirement services—qualified and non-qualified plans
    • Portfolio analysis
    • Asset allocation
    • Cash management

    Philanthropic Planning

    In addition to benefiting the institution, charitable gifts can be an effective planning tool for dealing with highly appreciated stock, providing an income stream for life, and supporting wealth transfer planning for the next generation.

    We offer assistance with: 

    • private foundation formation
    • endowments etc.